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401(k) Fridays Podcast

The 401(k) Fridays Podcast features a weekly conversation with an expert guest to help employers and their service partners keep up with workplace retirement plan topics and trends. Listen today, improve your retirement plan tomorrow!
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Now displaying: September, 2020
Sep 25, 2020

Tis the season for talk about elections and boy do we have that today. To lend some muscle to the conversation I have Nevin Adams with the American Retirement Association. We start at the top of the ticket as they say and discuss how who sits in the White House could impact retirement policy going forward, we hit on what that would mean to the priorities and focus of various government agencies, then we move to congress as a whole and hit on how influential races and committee leadership roles influence things. Finally, as we recorded this prior to the passing of Supreme Court Justice Ruth Bader Ginsburg, we have some written bonus content from Nevin you can find in the podcast notes in your podcast app about how a new Supreme Court justice could impact workplace retirement plans litigation. Check that out when you have a chance. 

 

While you are there, if you have been enjoying the podcast please leave a review or comment. That goes a long way to help more people find the podcast, continue to grow our audience and help me bring you great content and guests like Nevin. 

 

Bonus Question: Could a new Supreme Court Justice impact retirement litigation now or in the future?

Bonus Answer: Unlike many issues that come before the court, there don't seem to be the same kind of partisan splits in retirement issue outcomes.  In fact, the most recent case - the Intel decision that set the "actual knowledge" standard for participant awareness of disclosures was UNANIMOUS. 

The bottom line is that while every new justice brings a different experience and perspective to issues, but the impact of RBG's replacement is more likely to impact the legislative balance than it is the leaning of the Supreme Court.

 

 

That’s it, I hope you enjoy our conversation!

 

Guest Bio

Nevin E. Adams, JD, is Chief of Content Officer for the American Retirement Association, where he is responsible for all marketing and communications for the organization, as well as its sister organizations, ASPPA, the American Society of Pension Professionals and Actuaries, the National Association of Plan Advisors (NAPA), the ASPPA College of Pension Actuaries (ACOPA), and the National Tax Sheltered Accounts Association (NTSA).

Previously he was the Employee Benefit Research Institute’s Director of Education and External Relations, Co-Director of EBRI’s Center for Research on Retirement Income and Director of the American Savings Education Council, and prior to that spent a dozen years as Global Editor-in-Chief of PLANSPONSOR magazine and PLANSPONSOR.com, as well as PLANADVISER and PLANSPONSOR Europe magazines. He was the originator, creator, writer and publisher of PLANSPONSOR.com’s NewsDash. He began his retirement services career at Northern Trust in Chicago, where he later served in a variety of management roles, culminating in the development of a proprietary recordkeeping platform, and at Wachovia Bank, leading their defined contribution/recordkeeping businesses.

He has been honored three times by the National Association of Government Defined Contribution Administrators (NAGDCA) with their Media Recognition Award (in 2002, 2004 and 2013), and has regularly been noted as one of the Most Influential People in Defined Contribution by the 401kWire. He graduated summa cum laude with a BS in Finance from DePaul University in Chicago, Illinois and after a number of years working with retirement plans, also received his JD from DePaul University.

 

401(k) Fridays Podcast Overview

Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

Sep 18, 2020

A few months ago, Vanguard made a significant announcement about the future of their recordkeeping business. To be honest, there was a lot of confusion and questions about the rationale, details and what the future holds for them. To address those and many more questions I am excited to have Dean Edwards, a Principal and Head of Institutional Strategy and Market Leadership with Vanguard join me on the podcast. Our conversation has a great beginning, middle and end. You don’t want to miss any of it. I learned a lot from Dean, and hope you do as well. 

 

Coming up on the podcast we have conversation about politics, elections and 401(k) plans, in another episode we dive into some of the driving forces behind the M&A activity in the retirement ecosystem, we are going to explore best practices on plan fees and much more as we look to close out the year that has been 2020. If you aren’t subscribed to the podcast, take care of that today by searching 401(k) Fridays on your favorite podcast app or going to 401kfridays.com/subscribe

 

Guest Bio

Dean Edwards is a principal, a member of the Institutional executive leadership team, and the head of Vanguard Institutional Strategy and Market Leadership.  In this role, he oversees the strategy and innovation agenda for participant advice, the digital client experience, institutional product and service development, and thought leadership.  Dean has more than 15 years of experience in the asset management and recordkeeping industries.  In previous roles, he was responsible for the development and launch of Vanguard's participant advice and guidance offer, oversight of all plan participant marketing and digital experiences, recordkeeping operations and contact center, and leadership of the mega-market client service teams serving our largest 401(k) plan sponsors.  He also served as an engagement manager on Vanguard's internal strategy consulting team.  Dean earned a dual B.A. in business administration and communications at Ursinus College and an executive M.B.A. at Villanova University. He has also completed his Certified Financial Planner™ (CFP®) designation.

401(k) Fridays Podcast Overview

Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

 

Episode Disclosures:

For more information about any fund, visit institutional.vanguard.com or call 800-523-1036 to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

All investing is subject to risk, including the possible loss of the money you invest.

Vanguard is client-owned. As a client owner, you own the funds that own Vanguard. 

Vanguard Digital Advisor’s services are provided by Vanguard Advisers, Inc., a registered investment advisor. Go to vanguard.com/digitalbrochure for important details about this service. Vanguard Digital Advisor’s financial planning tools provide projections and goal achievement forecasts that are hypothetical in nature. They are provided for educational purposes only and are not guarantees of future results.

Vanguard Personal Advisor Services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company. The services provided to clients who elect to receive ongoing advice will vary based upon
the amount of assets in a portfolio. Go to vanguard.com/brochurepas for an overview of the service.

Vanguard Marketing Corporation, Distributor of the Vanguard Funds.

Sep 11, 2020

Hard to believe, but the economic and financial market impact of COVID-19 first materialized about seven months ago. Since then, we have been seen record breaking market volatility, a spike in unemployment, a recession in the U.S. economy, and dramatic changes to daily life and routines. With all that said, how are retirement savers weathering this storm? To share some details, I am excited to welcome back Nathan Voris, a Managing Director of Business Strategy with Charles Schwab Retirement Plan Services. In his role, Nathan is responsible for leading the client experience, platform, and product development strategy to help retirement sponsors, consultants, and participants meet their goals. During our conversation, he pulls from his observations and conversations as well as a the recent 2020 401(k) Participant Survey they recently completed. We covered everything you would expect us to. Some things are you would expect, and others aren’t. I f we missed anything please let me know. Shoot me an email to feedback@401kfridays.com or send me a note on LinkedIn. 

 

That’s it, I hope you enjoy my conversation with Nathan!

 

Guest Bio

Nathan Voris joined Schwab Retirement Plan Services in 2016. He is responsible for leading the client experience platform and product development strategy to help retirement sponsors, consultants, and participants meet their goals.

Mr. Voris previously worked at Morningstar, where he held several roles within Morningstar Investment Management, including portfolio management and asset allocation responsibilities. His most recent focus there was on product development and strategy for the retirement solutions, including wellness, advice and managed accounts, and target-date solutions.

He was also previously a consultant with R.V. Kuhns & Associates, where he worked with defined contribution plan sponsors to help improve asset allocation and solve other needs of plan participants. In that role, Mr. Voris was responsible for all aspects of portfolio construction, including asset allocation and manager selection/duediligence for plan sponsors, retirement plan providers, and asset managers. He began his career working for defined contribution plans, including Wal-Mart and the Ohio Public Employees’ Retirement System. Mr. Voris has earned a bachelor’s in education from the Ohio State University.

 

401(k) Fridays Podcast Overview

Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

 

Sep 4, 2020

The 401(k) world if nothing else loves its acronyms. Today, I am excited to welcome Alison Cohn, a Partner and attorney with Ferenczy Benefits Law Center to the podcast! Alison brings her quick wit and enthusiasm to a conversation around PEPs, MEPs, and SEPs which can generally be confusing or just plan dull. With new regulations coming online, understanding the differences, pros and cons and decision points will be important as we head into 2021. Also, I loved her analogy involving ships and barnacles. I will definitely be stealing that one in the future. 

General reminder, if you have been enjoying the podcast, please share with a friend, colleague or give us a shout out on social media. As our audience continues to grow, so does the caliber of guests I am able to bring to keep you informed and sometimes entertained. 

That’s it, I hope you enjoy my conversation with Alison!

 

Guest Bio

Alison J. Cohen, J.D., APA, APR is a Partner with Ferenczy Benefits Law Center in Atlanta, Georgia.  Alison advises clients on many issues related to qualified retirement plans, including design, mergers and acquisitions, audits, and operational issues.   Alison commonly works with clients that have operational issues to guide them through the Internal Revenue Service (IRS) and/or Department of Labor (DOL) corrective programs, prepare corrective filings, and prepare and support clients through audits conducted by the IRS and/or DOL.

 

Alison is a member of the Georgia and California State Bars.  Prior to joining Ferenczy Benefits Law Center, Alison worked at a large bundled service provider for nearly 16 years as an Associate Vice President, Compliance Manager and Regulatory Liaison.  As part of her responsibilities there, Alison served as a national speaker on audit and correction issues.  She served on the Employee Plans Subcommittee of the IRS Advisory Committee on Tax-Exempt and Governmental Entities (ACT).  Alison has been actively involved with the National Institute of Pension Administration (NIPA) serving as a speaker, author, and developer/teacher, and received NIPA’s Excellence in Education Award in 2019.  The award recognizes outstanding educators within the national membership who have made significant contributions and improvements to NIPA’s educational programs.  She holds designations as an Accredited Pension Administrator (APA) and Accredited Pension Representative (APR) from NIPA.  Alison is also the current President of the Pension Education Council of Atlanta.  In 2019, Alison assumed co-authorship of “ERISA: A Comprehensive Guide,” along with Ms. Ilene H. Ferenczy.

 

401(k) Fridays Podcast Overview

Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

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